GAP Products

SFG’s GAP Programs are designed to provide all types of dealers with coverage and pricing options to meet their individual customer’s needs. All programs are fully insured and offer the consumer protection they can’t afford to be without.

FRANCHISE DEALER PROGRAM HIGHLIGHTS
LTV Options Conventional 150% LTV AND 120/30% (120% for vehicle plus 30% for additional products - GAP, VSC etc) Pricing Structures Standard Tiered Pricing, Tiered Pricing Based on APR or Blended Pricing Vehicle Eligibility New or Used up to 10,000 GVW, Maximum Age 10 Years	Amount Financed Up to $100,000 Maximum Term/Benefit Up to 84 months/$50,000 Primary Deductible Included $1,000 GAP Advantage Benefit Available Additional $1,000 credit if the customer returns to the original selling dealer for a replacement vehicle within 90 days.
INDEPENDENT DEALER PROGRAM HIGHLIGHTS
LTV Options Up to 125% NADA Retail - Used Pricing Structures Term - Up to 72 months Vehicle Eligibility Used up to 10,000 GVW, Maximum Age 10 Years Amount Financed Up to $25,000	Maximum Term/Benefit Up to 72 months/$25,000 Primary Deductible Included $500 GAP Advantage Benefit Available Additional $500 credit if the customer returns to the original selling dealer for a replacement vehicle within 90 days.
BUY HERE - PAY HERE DEALER PROGRAM HIGHLIGHTS
LTV Options 100%, 115% or 125% Pricing Structures Tiered based on Loan/Lease Term Vehicle Eligibility Used up to 1-3/4 ton Maximum Age 10 Years	Amount Financed Up to $25,000 Maximum Term/Benefit Up to 72 months/$25,000 Primary Deductible Included $1,000